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Golf Insurance

American Express Golfer Insurance Plan

Protect yourself and your golf equipment with American Express Golfer Insurance Plan

American Express Golfer Insurance Plan offers you comprehensive worldwide protection, so you can enjoy your game in full. Our valued benefits extend coverage to your immediate family members free of charge, so you can keep your mind on your game and enjoy your time with your family.


#Please note that this hotline is handled by Zurich Insurance Company Ltd, the underwriter of American Express
Golfer Insurance Plan.

Service Hours:
9:00 a.m. to 5:30 p.m., Monday to Friday;
9:00 a.m. to 1:00 p.m., Saturday (except Public Holidays)

Key features
  • Public Liability Protection up to HK$10,000,000
    This plan offers coverage for third party liability as well as public liability arising from damage to property. Maximum compensation is HK$10,000,000. Whether you accidentally break a window or accidentally cause injury to a third party while playing golf, you are well protected.
  • All-round Personal Accident Protection up to HK$1,000,000*
    Accidents can happen anytime while you are playing golf. With this plan, almost every possible scenario is well catered for. With a sum insured as high as HK$1,000,000, we offer you the extensive accident protection.
  • Hospital Cash Protection
    In case of hospital confinement due to injury sustained during the game, this plan offers you or your family HK$750 in cash for every day you remain in hospital. Maximum coverage per year is HK$50,000.
  • Full Protection for Your Golf Equipment
    Your golf equipment and your personal belongings are protected from accidental loss or damage while you and your family are on the way to or from any golf club. The maximum protection per year is HK$30,000.
  • Cash Reward for Hole-in-one
    There is a cash reward up to HK$3,000 for each 'Hole-in-one'. You can spend the money on hospitality when you celebrate with your family and friends in the golf clubhouse.
  • Free Protection for Your Relatives**
    To let you enjoy golfing with your beloved ones, coverage under this plan is extended to your spouse and children up to age 21.
  • Annual Premium
    For all the comprehensive coverage and benefits, all you need to pay is HK$800 per annum.

* Benefits for children aged below 21 are limited to HK$100,000 under Personal Accident Benefit.

** Family Members only include immediate family members who are currently living with the insured.