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Home Insurance

American Express Home Insurance Plan

Covers your home against unforeseen events.

American Express Home Insurance Plan brings you and your precious belongings comprehensive protection and ensures you total peace of mind.

Key features of American Express Home Insurance Plan:
  • Protection to Your Precious Belongings
    Up to HK$1,000,000* of Home Contents all risk protection and HK$30,000 Worldwide Personal Possessions** against accidental physical loss or damages for you and your beloved family. Normally, your lost or damaged belongings will be compensated as new items.
  • Extensions
    Special offer of home extensions including Alternative Accommodation, Temporary Removal, Home Removal, Removal of Debris, Food Deterioration and Loss of Personal Document.
  • Legal Liability
    The sum up to HK$5,000,000 for you or your household member legal liability to pay as compensation for accident causing bodily injury to a person or damage to property.
  • 24-hour Home Emergency Assistance Services
    Up to HK$500 reimbursement for locksmith services, and free 24 hours referral services for plumber, electrician, air-conditioner engineer and others.



It all depends on your individual needs & plan chosen.
This section is subject to a deductible of HK$350 for each and every loss and HK$1,000 or 10% of loss, whichever is greater, for water damages.


Applicable to Plan 2 only.