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American Express Medical Protector

Our most unique and comprehensive medical insurance plan for American Express® Cardmembers looks after those who look after their families. With our medical insurance that provides a vast amount of health protection – from up to HK$5,000,000 in health care to medical care that covers rare treatments. No wonder you and your family can savor all the little things in life.


#Please note that this hotline is handled by Zurich Insurance Company Ltd, the underwriter of American Express
Medical Protector.

Service Hours:
9:00 a.m. to 5:30 p.m., Monday to Friday;
9:00 a.m. to 1:00 p.m., Saturday (except Public Holidays)

Key features
  • Up to HK$5,000,000 sum insured
  • No sub-limits for all in-patient benefits with 100% reimbursement
  • Direct settlement of pre-approved in-patient medical expenses
  • Wide range of voluntary deductible options
  • Renewable protection up to 100 years old
  • Choices of Asia and Worldwide plans
  • 5% premium savings for family enrolment
  • Special care for children
  • No claim discount