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Eligibility

American Express Medical Protector

The Insured must be a Hong Kong citizen or resident in Hong Kong holding a valid Hong Kong Identity Card, with a permanent address and live in Hong Kong as a usual country of residence, and aged between eighteen (18) to sixty-five (65) years will be eligible to apply as the Insured.

Unless specifically mentioned to the contrary, the age of the insured person must be between fifteen (15) days and sixty-five (65) years old at the effective date of this policy and this policy is renewable up to the age of one hundred (100) years old, and the insured person must be a Hong Kong citizen or resident in Hong Kong holding a valid Hong Kong Identity Card, with a permanent address and live in Hong Kong as a usual country of residence will be eligible to application subject to individual underwriting and acceptance by us as the insured person.